I'd been seeing this guy for a couple of months when we went to the beach one day. It was hot so there was quite a few people in the water and sunbathing on the shore. A couple were topless so me and my fella got a few ideas. We flirted a little on the sand while taking our clothes off. Underneath I had on a black bikini and he had some nice loose boardies.

We ran into the water and played for a while all the time teasing and flirting till finally I grabbed him my the shorts and straddled him, all the while kissing him till we were both hot and heavy. He pulled down his shorts and moved aside my bikini bottoms and slammed himself deep into me making me come then and there. Like I said there were alot of people around but that just made me feel hotter. He pumped me till we both came and then we swam for a little longer to cool off. As we walked back to shore we noticed the lifeguard looking at us. It was then that we realised we were directly in front of the lifeguard hut. He'd seen he whole thing. I winked as we walked past.